Templates & Tools

Everything below is free, UK-focused and designed to be used — not just downloaded and forgotten. Each template includes example data so you can see how it works, and each tool is built around a specific decision or task that comes up in the first year of running a UK business.

How we build these

Templates are written by UK small-business owners and reviewed for compliance with current HMRC and Companies House guidance. We update them when the rules change or when readers spot something that could be clearer. Spreadsheets work in Google Sheets, Excel and Numbers; checklists are interactive on the site and downloadable as CSV. Where a template needs assumptions (VAT rates, thresholds, tax dates), we cite the source and the date we last checked.

What to use when

If you're just starting out, work through the new business finance checklist first — it sequences the right tools at the right time. If you're already trading, the monthly finance review is the fastest way to keep your books healthy. If you bill clients, the invoice generator and free UK invoice template save the most time. The cashflow forecast is the one most people skip and then regret.

One download for everything

Grab the full toolkit bundle if you'd rather have everything in one folder. We add to it whenever a new template goes live, so re-downloading periodically is worth it.