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Business Finance Toolkit£Business Finance ToolkitUK · independent guides

Business Finance Offers

We partner with selected UK financial providers. Here are the current promotional offers available through our tracked links, why we feature them, and who they might suit.

Tide Business Account

A digital business account for sole traders and limited companies. Fast onboarding, built-in invoicing and expense cards.

Business account
Tide Business Account
Sponsored
Current verified offer

Up to £200 reward (£75 cashback + £125 savings)

Use referral code REFER200 through the partner link. Open an account, spend £100 within 30 days for £75, and optionally deposit £5k in savings for £125. Subject to Tide terms.

  • Free standard UK business account opening
  • Invoicing, payment links and expense cards in one app
  • Promo code REFER200 — terms and eligibility apply.
Check latest fees and terms
Open Tide
Affiliate link. We may earn a commission. Not financial advice.ReviewOffer details

Who it suits

  • New businesses needing a fast setup.
  • Service businesses that take electronic payments.
  • Teams needing multiple expense cards.

Who it may not suit

  • Cash-heavy businesses (deposit fees apply).
  • Businesses requiring complex commercial lending.
Read full reviewSee REFER200 offer details
Offer details last checked: 2026-08-11

Capital on Tap

A business credit card offering cashback or Avios on spend for eligible UK incorporated businesses. Credit subject to status.

Business credit card
Capital on Tap Business Credit Card
Sponsored
Current verified offer

7,500 bonus points

Use promo code SETTINGUP. Earn 7,500 bonus points when you make your first card transaction. Credit subject to status and eligibility.

  • Earn cashback or Avios on eligible business spend
  • Unlimited free employee cards on the published plan
  • Promo code SETTINGUP — terms and eligibility apply.
Credit subject to status
Apply with Capital on Tap
Affiliate link. We may earn a commission. Not financial advice.ReviewOffer details

Who it suits

  • Eligible active UK-registered Ltds, LLPs and PLCs of any age and turnover.
  • Businesses that clear their balance in full every month.
  • Directors who can utilise Avios or cashback.

Who it may not suit

  • Sole traders or businesses that do not meet the published company-status, UK-residency or CCJ criteria.
  • Businesses that need to carry a balance (APR applies).
Read full reviewSee SETTINGUP offer details
Offer details last checked: 2026-09-18

Important checks before you apply

  • Check the provider's terms: We summarise offers based on the information available to us, but the provider's own website is the final authority. Always read their terms and conditions before submitting an application.
  • Understand the eligibility rules: Promotional offers usually require you to be a new customer and complete specific actions (like spending a certain amount) within a time limit.
  • Capital on Tap credit checks: At application, Capital on Tap runs a standard soft search on the personal credit file, with no impact on the personal credit score and no visibility to other lenders; there is no visible business-file hard search at that stage. The business-file hard search happens later, only when the credit agreement is signed, and can then be visible to other lenders. This removes a potential reason for an eligible business not to apply, while the later signed-agreement search still matters. Business-bank-account applications involve identity and anti-money-laundering checks.