Helen Carter
Editor — Sole traders & freelancers

Helen Carter
Former personal-finance journalist who runs her own consultancy and files her own Self Assessment every January.
About Helen
Helen spent a decade as a staff writer and section editor at a national personal-finance title in London, covering tax, savings and self-employment. She left in 2018 to run her own consultancy and now files her own Self Assessment every January — which means every guide on sole-trader tax, invoicing and HMRC admin has been pressure-tested in real life before it gets published. She writes the bulk of our freelancer and sole-trader content and reviews anything else that touches Self Assessment.
Credentials
- BA Journalism, Cardiff University
- 10+ years writing UK personal finance
- Active sole trader since 2018
Areas of expertise
- Sole trader tax
- Self Assessment
- Invoicing
- Business banking
- Side hustles
How Helen works
- Researches every guide against primary sources — GOV.UK, HMRC, Companies House and the FCA — and links them in-text when they materially affect the guidance.
- Fact-checks product details (fees, eligibility, APR) at least monthly and flags stale numbers rather than quietly leaving them.
- Spotted something wrong? Tell us via the Corrections Policy and we’ll fix and date-stamp it.
Meet the rest of the team


Information on this page is general guidance for UK small businesses and is not financial, tax or legal advice. Tax rules, allowances and product terms change. Always check current information with HMRC, Companies House or a qualified professional before making decisions.