Helen Carter
Editor — Sole traders & freelancers

10+ years experience
Helen Carter
Former personal-finance journalist who runs her own consultancy and files her own Self Assessment every January.
Sole trader taxSelf AssessmentInvoicingBusiness bankingSide hustles
About Helen
Helen spent a decade as a staff writer and section editor at a national personal-finance title in London, covering tax, savings and self-employment. She left in 2018 to run her own consultancy and now files her own Self Assessment every January — which means every guide on sole-trader tax, invoicing and HMRC admin has been pressure-tested in real life before it gets published. She writes the bulk of our freelancer and sole-trader content and reviews anything else that touches Self Assessment.
Credentials
- BA Journalism, Cardiff University
- 10+ years writing UK personal finance
- Active sole trader since 2018
Areas of expertise
- Sole trader tax
- Self Assessment
- Invoicing
- Business banking
- Side hustles
How Helen works
- Researches every guide against primary sources — GOV.UK, HMRC, Companies House and the FCA — and links them in-text when they materially affect the guidance.
- Fact-checks product details (fees, eligibility, APR) at least monthly and flags stale numbers rather than quietly leaving them.
- Spotted something wrong? Tell us via the Corrections Policy and we’ll fix and date-stamp it.

